It’s a different kind of heartache to learn that your client has made a claim on death benefit.

For his child.

Grade 4 glioblastoma; very aggressive and typically has poor prognosis.

She was 12 days shy of turning 18 when she passed – 9 months after her diagnosis.

I can’t even imagine the kind of pain he and his wife have had to go through. No parent should have to lay their baby to rest.

He was never a believer of insurance. Until his daughter fell ill.

Good thing is, his wife is and has always been the one to take care of the family’s insurance needs.

It’s sad that many times it has to take a life-changing event to change someone’s perspective on insurance. Usually a little too late.

However, I’m also heartened to learn that he has since gotten himself covered for hospitalization and CI.

Though he previously did some planning with me, it was purely out of support, not belief. And this has always bothered me. I felt like I haven’t exactly done enough to make him see the value of what I do. I even questioned myself if I should have acquired him as client in the first place because I realised that our beliefs are not aligned – which sometimes can be challenging when I’m trying to do my part as his advisor.

He shared me with me that his daughter’s ordeal has made him reflect on life and how some of his views have changed. He realised that life can be really fleeting and unpredictable, and that one can simply drop dead at any time, without warning. And therefore he now feels that we should try to live everyday to the fullest because there is no knowing if we will even live to see tomorrow.

Cherish life. Cherish those who matter to you.

For everyday we get to open our eyes to another daybreak, is but a blessing.